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We’ve redesigned insurance, so that it works for you

Insurance is traditionally complicated, opaque and time-consuming. We have redesigned it so that it works for you. Whether it’s your home, jewellery or artwork, you can have the peace of mind that it’s covered under a single policy.

Regulated by the FCA | Underwritten by A Rated insurers

Jargon unpacked

The insurance market can be full of jargon and acronyms. Below is a list of some of the language out there, and what it actually means.

Limits

These are specific caps to the amount that the insurer will pay in a claim.

New for old

When the insurer pays the full replacement cost of an item, instead of reducing the claim to factor in wear and tear or depreciation.

Personal Liability

Cover for when liability arises from someone injuring themselves at your home, or if you damage someone else’s property accidentally.

Rebuild cost

This is the total cost it would take to rebuild your home if it is completely destroyed. You can get a chartered surveyor to calculate an accurate valuation.

Risk

The building or items that are being insured.