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We’ve redesigned insurance, so that it works for you

Insurance is traditionally complicated, opaque and time-consuming. We have redesigned it so that it works for you. Whether it’s your home, jewellery or artwork, you can have the peace of mind that it’s covered under a single policy.

Regulated by the FCA | Underwritten by A Rated insurers

Jargon unpacked

The insurance market can be full of jargon and acronyms. Below is a list of some of the language out there, and what it actually means.

Insurance Schedule

Accompanying your policy wording this sets out details of your specific cover and what you are covered for, it may include endorsements that supersede the policy wording.

Insurer

The company that receives your premium and pays the claims in accordance with the policy.

Joint proposer

Someone you are insuring the property with, for example, your husband or wife. Not adding one does mean their possessions would not be covered, it just means that they can manage the policy.

Land vehicles

Certain vehicles like quad bikes or Segway’s

Legal protection

Covers any legal expenses (for example, lawyer fees) related to a claim.