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We’ve redesigned insurance, so that it works for you

Insurance is traditionally complicated, opaque and time-consuming. We have redesigned it so that it works for you. Whether it’s your home, jewellery or artwork, you can have the peace of mind that it’s covered under a single policy.

Regulated by the FCA | Underwritten by A Rated insurers

Jargon unpacked

The insurance market can be full of jargon and acronyms. Below is a list of some of the language out there, and what it actually means.

Subsidence

When the ground moves downwards beneath a building.

Sum insured

The maximum amount that you are insured for in the event of a claim.

Trace and access

This is cover to find, access and repair a water leak, as well as repair subsequent damage to your home.

Underwriter

A person working at an insurer who calculates, assesses, and accepts business for an insurer. Sometimes insurance companies are referred to as underwriters.

Unoccupied

Homes that have not been lived in for over 45 days or are unfurnished.