Tips, guidance and ultimate recommendations
We’ve redesigned insurance, so that it works for you
Insurance is traditionally complicated, opaque and time-consuming. We have redesigned it so that it works for you. Whether it’s your home, jewellery or artwork, you can have the peace of mind that it’s covered under a single policy.
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Jargon unpacked
The insurance market can be full of jargon and acronyms. Below is a list of some of the language out there, and what it actually means.
An official change or addition that changes your policy and its terms or conditions, that you are required to follow to ensure that your policy is valid.
This is a specific amount that represents the amount that in the event of a claim you contribute first before the insurer pays the rest. It can be a compulsory or voluntary excess.
For example, if your excess is £500 and you claim £1,500, the insurer would pay £1,000.
These are specific conditions or events that are not covered.
Items with historical or artistic value like paintings, prints, sculptures, precious metal items and collections.
When the ground moves or swells upwards or sideways.
