We have redesigned high value insurance. rivr is built for you. Making it simpler and easier to get good cover, tailored to you.
Tailored cover designed to give you confidence
Our cover has been designed to offer those with high value homes and contents the level of protection they require.
We offer greater flexibility and broader coverage to give you the peace of mind insurance should bring.
One policy, not multiple
Higher limits
Bespoke cover
Digital insurance with the human touch
Buy and manage your cover online, with the benefit of an advisor on hand to provide assistance and ensure that you are properly protected.
We believe that the best service is delivered through technology, whilst retaining the human touch.
Get a quote in 5 minutes
Fully digital
Dedicated advisors
Transparent and fair pricing
Value is important in insurance. It’s the relationship between price, service and cover.
rivr aims to deliver good value to our customers with a fair price but excellent service and cover.
Fair premium
Transparent renewals
No fees
Specialist and dedicated claims team
We understand that this is the service you are paying for. We offer a caring and compassionate service provided by our specialist claims team.
Our team works with you to ensure that the claim is agreed and settled as quickly as possible.
Dedicated handler
Specialist claims team
Fast payout
Tailored cover designed to give you confidence
Our cover has been designed to offer those with high value homes and contents the level of protection they require.
We offer greater flexibility and broader coverage to give you the peace of mind insurance should bring.
One policy, not multiple
Higher limits
Bespoke cover
Digital insurance with the human touch
Buy and manage your cover online, with the benefit of an advisor on hand to provide assistance and ensure that you are properly protected.
We believe that the best service is delivered through technology, whilst retaining the human touch.
Get a quote in 5 minutes
Fully digital
Dedicated advisors
Transparent and fair pricing
Value is important in insurance. It’s the relationship between price, service and cover.
rivr aims to deliver good value to our customers with a fair price but excellent service and cover.
Fair premium
Transparent renewals
No fees
Specialist and dedicated claims team
We understand that this is the service you are paying for. We offer a caring and compassionate service provided by our specialist claims team.
Our team works with you to ensure that the claim is agreed and settled as quickly as possible.
Dedicated handler
Specialist claims team
Fast payout
Our insurance
Get our simple, and fast, high-value home and contents insurance to protect the world you’ve worked hard to build.
Bespoke coverage through our dedicated advisors
Insurance can be complex, but we can guide you through it. Your dedicated rivr advisor is here to help you, whilst explaining our cover, answering questions, and ensuring you get the right coverage with confidence.
Secure your cover in 3 simple steps
Our service really begins once you purchase cover. Manage your policy online - adjust your cover and manage claims. With a dedicated specialist claims team if the worst happens and your advisor is available anytime to support you.
Answer a few questions
Review your quote and conditions
Accept your quote
Super quick and easy process. Filled in details online, got an instant quote, no back-and-forth. Best part - cheapest option with great cover, and Apple Pay payment.
Competitive contents insurance with an easy, straightforward process. Jewellery coverage was a great bonus. Simple to contact Rivr, would definitely recommend them for hassle-free home insurance.
I needed bespoke cover, and Rivr delivered with ease. The website was quick, no long calls, and Will’s advice even reduced my premium. Highly recommend.
Clear, good-value cover with fewer restrictions than others. Rivr’s website explains policies well, and Will’s support was excellent—quick to answer queries and provide reassurance before purchasing.
Great personal service from Will. The process was simple, straightforward, and hassle-free. No unnecessary complications, just efficient cover. I’d definitely recommend Rivr to others needing insurance.
Rivr provided a competitive, transparent quote after my insurer hiked prices. Will’s expertise made switching seamless. A smooth process from start to finish and would highly recommend their service.
Will made high-value home insurance easy. His expertise, clear advice, and tailored approach secured great cover at a lower price. Outstanding service, highly recommend speaking with him.
Rivr was transparent, easy to use, and offered great customer communication. The quote was competitive, and the process was smooth from start to finish. Excellent experience.
Frequently asked questions
Insurance can be complicated and hard to understand, these are some of our most common questions.
rivr does not provide risk management services directly. However, many clients choose to work with independent art specialists for packing, installation or restoration. rivr’s contents cover complements this by protecting against risks such as accidental damage, transit loss and partial damage.
For eligible art collections, cover may also include defective title, offering financial protection in the event of an ownership dispute. Together, these protections support both the physical and legal aspects of fine art risk management.
You’ll be guided by a dedicated advisor experienced in handling fine art claims. They help coordinate valuations, guide you through settlement, and ensure your experience is managed with discretion. Your fine art insurance cover includes all-risk protection, including loss or damage in transit.
Our policies are built for private collectors, families and individuals who own fine art as part of their household contents. Cover is suitable for those managing either a few works or a broad range of assets.
While not designed for galleries, optional specialist extensions may apply depending on your collection’s value, format and risk profile.
For pieces with a professional valuation, rivr offers agreed value protection. If a claim is made, you receive the full insured amount.
The policy also includes protection for up to 150 percent of the insured amount to reflect rising market value, helping ensure each piece remains fully covered even as it appreciates.
Yes. rivr is digital-first. You can upload valuations, view your policy and make updates online. This approach suits collectors who prefer flexible control of their cover without relying on a broker.
It also ensures access to secure documentation and support from advisors experienced in art-specific risk management and storage planning.
