For those with more to protect

Get rivr's simple, and fast, high-value home and contents insurance to protect the world you’ve worked hard to build.

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Cover with confidence

One of the key rivr distinctions is that we provide all risks cover. Essentially, unless the policy wording explicitly says that something isn’t covered, or that it has a limit, then it’s covered. No second guessing or ambiguity for you.

Get a comprehensive online quote in 5 minutes.

One policy gives you complete cover at a fair price.

Know what you’re covered for (we’re not here to catch you out).

“got a quote back straight away. No need for a lengthy phone call or documents to be emailed back and forth. Best part of all - they were the cheapest with still great cover”

Anna

“Competitive contents premium and super simple process buying cover through the website. Comprehensive cover of jewellery was a nice surprise too. Really easy to contact Rivr.”

Edward

Complete confidence starts with complete cover

we offer complete cover home insurance. home with rivr fingerprint covering building to show it's protected

Option 1
Home insurance

Your buildings and contents cover combined. Protect your home from £500,000 and your contents from £75,000 of cover.

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We offer complete cover contents insurance. Living room scene with rivr fingerprint covering wall and floors to show it's protected

Option 2
Contents insurance

Cover the contents of your home, starting from £75,000. This includes furniture, furnishings and possessions.

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We offer complete cover buildings insurance. Empty building covered with rivr fingerprint covering walls to show it's protected

Option 3
Buildings insurance

Cover your home from £500,000 of cover.

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Easier to understand, easier to use

One policy, not multiple, to cover your home and all your high-value possessions.

Rivr covers you for any damage that happens to the structure of your property, all the contents of your home (furniture, furnishings, fashion), all your valuables (whether you’re at home or abroad when something happens to them), and all gadgets and equipment.

We also don’t have as many restrictive T&Cs so you have less to worry about. Confused or unsure about something? Just give us a call.

Better cover at a fair price

We offer more cover than typical standard home insurance, and provides the level of protection that your high-value home and possessions need.

If our quote looks more expensive than standard insurance then there’s a fair reason behind that.

Others may not reflect the same level of cover and protection you need. It’s tempting to save money with them now, but often you’ll pay a bigger price later.

To help you compare quotes, we offer a complimentary quote-comparison call.

The fastest (and friendliest) way to insure high-value homes and possessions

While traditional insurance brokers can take days to give you a quote, rivr takes 5 minutes and it’s all online. No waiting on hold. No elevator music.

Our 5-minute questionnaire uses data to simplify the quoting process – helping you answer the questions that, let’s face it, you probably don’t have answers to. Questions like: when was your home built?

Of course, if you need some help we are here to talk you through anything.

Fully digital

No time-wasting on the phone or complex manual processes. Manage everything online.

Reliable and secure

Everything is underwritten by A-rated insurers, so you can rely on us when you most need it.

Transparent, not tricksy

Built to be on your side, not catch you out. No loopholes, bolt-ons and 
no fees.

How it works

Need a bit more explanation? Then head to our FAQs page where you’ll find loads of answers to our most commonly asked questions.

FAQs
personal risk details

One

You answer a few questions about yourself, your home and what you are looking for.

simple form

Two

Review your quote and any conditions of cover

Note: Some quotes need to be reviewed by our team, this will be done within a day. If we have additional questions, we’ll get in touch.

protected

Three

Accept your quote and pay. That’s it.

manage cover online

Control your cover

Manage your policy online
Review, add to, remove or change your cover online at any time.

Make a claim
Submit claims through your account and our specialised claims partner will handle your claim.

Use your time and money wisely

rivr is changing many of the reasons why the insurance-buying process is slow, confusing, and unreliable - giving you confidence that your high-value home and possessions are protected.

Find out why we started rivr
We’re always here to help

Call or message us anytime to clear anything up, we also we offer a complimentary quote-comparison call to help you get the correct cover (even if it isn’t ours).

Schedule a call